We live in a Google “how to do it world” that would have us believe that we can do it all by ourselves. All you need to do is Google how to perform surgery, create an effective trust, self-service your hybrid auto or create a financial plan that really works. The reality is different.

Creating a great financial plan; sticking to it and making adjustments when your circumstances change requires experience, knowledge, a team of trusted competent specialists and the ability to deliver all of that when needed so you can live your life.

That’s what we bring to the table every day.

We work with a wide range of people, families and businesses.

They all have the following in common. They:

• Want to work with a team that is committed to helping them live a good life with their wealth
• Appreciate having professional solutions, guidance and advice that is tailored to their specific circumstances.
• Understand that financial wealth is not built on a single transaction but comes from ongoing advice and services focused on their goals, concerns and desires.

Each person, family and business has their own unique needs. Our process of serving identifies and clarifies this for our clients. From that understanding we deliver those services that fit your specific situation and we adjust those services in response and anticipation to the changes that time brings.

You can see the entire list of products, services and coordination we provide clients on our “How we serve” page.

A fiduciary has a legal and ethical obligation to act in the best interests of another person or entity, placing their interests above one's own.

From an ethical perspective, we have always acted as fiduciaries even before it was clearly defined as a legal obligation.

There are no ifs, ands or buts in our commitment to our clients.

Typically a client needs at least $250,000 of investable assets. We make exceptions for family members of clients (children, grandchildren, etc.).

Most of our work is compensated through an Assets Under Management (AUM) structure. This allows for a fair and equitable cost structure for you, the client and by it’s very nature, means we have vested interest in your financial security.

Some solutions are available only through a commission structure.

As a practice, we always provide you all costs, net of fee performance comparisons and full disclosure of compensation for any solutions we design. This goes hand in hand with our ethical commitment to being a fiduciary.

We use state of the art systems, tools and equipment for our practice. Computers are updated regularly to manufacture and software standards. All internet equipment has multiple antivirus and anti malware software in addition to monitoring software to insure that everything is up to date and working.

Planning software is password protected with two part authentication and regular password change requirements.

Correspondences involving client sensitive data is managed through our secure document management service – Verifyle.

Hard copy material is locked and secured both during office and non-office hours and soft copy information is passcode protected and securely backed up to protect it and allow access by authorized personnel only should there be an act of nature that impacts our firm’s operations.

We are securities licensed advisors. Our work focuses on design and planning for you, your loved ones, your business and your legacy. Often this requires consideration of legal and accounting issues.

We do not provide legal, accounting or trust specific advice BUT we do commit to working with our clients accounting, legal and trust professionals to make sure that the work we do is coordinated with the laws, taxes and income issues that could impact you.

Additionally, as a firm, we have long standing relationships with legal, accounting and trust professionals that we can introduce you to should you need to add that type of support to your planning.